| by Michelle Tang | No comments

Who is Leading the Virtual Bank Race in Hong Kong?

In 2019, the Hong Kong Monetary Authority licensed eight virtual banks. These eight firms are: ZA Bank, Mox Bank, WeLab, Airstar, Livi, PAOB, Ant Bank and Fusion. Amongst the eight virtual banks in Hong Kong, this represents an average annual revenue opportunity of HKD 9.5 billion (US$1.2 billion), and equates to an average revenue market of about 2.4% per virtual bank.

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| by Michelle Tang | No comments

Data-driven Decision Making Powered by E-receipt Data

What is E-receipt data and how can this alternative data source be utilised to further business intelligence and revenue forecasting?

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| by Michelle Tang | No comments

What is Alternative Data and Why You Should Care

What do you think of when you hear the word “Alternative Data”?  A neat definition would be non-traditional data sources that can provide indications as to a firm’s future performance other than conventional sources such as corporate filings and analyst predictions. Or to borrow from the Alternative Management Association (AIMA, 2020), “alternative data comes from […]

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| by Michelle Tang | 1 comment

A Closer Look at PayTM, India’s Biggest IPO to Date.

Digital payments in India are growing at a scorching pace. According to the Economist Intelligence Unit, when it comes to digital payments, India has outpaced the rest of the world, registering the highest number of real-time payment transactions. CLSA Research forecasts the digital payment market in India to grow three-fold to touch US$1 trillion by […]

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| by Michelle Tang | No comments

Shein, The Fastest Growing E-Commerce Company in the World

The Fastest Growing E-commerce Company in the World The latest trend in the fashion industry is the rise of a handful of fast fashion brands targeted at Gen Z. Amongst these fast fashion companies, the one that has catapulted to cult status among young women across the globe is the Chinese retailer Shein, with a […]

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| by Michelle Tang | No comments

How Alternative Data Can Help Predict Market Behavior

How Corporates Are Increasingly Relying on External Data to Further Their Competitive and Digital Edge
ー Over the years, companies have increasingly relied on integrating alternative data sets to add real-world context to internal business decisions. Companies can more accurately identify their competitors and predict their market behavior.

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| by Charlie Sheng | No comments

Characterizing the “Whales”: Mining In-App Purchase E-Receipts Data

“Whales” are usually referred to as a small group of people who contribute a large percentage of revenues in successful games. These users’ purchasing behavior can be very different from regular users. Previous studies showed that 1% of the users are responsible for over 59% of the revenues on iPhone’s marketplace in the US. In […]

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| by Charlie Sheng | No comments

Case Study: Predicting Sales with E-receipts Data – Children’s Place

One of the most common use cases of our e-receipts data is to serve as a proxy of companies’ revenues and sales. When we have access to a consistent email receipts data panel, as the one Measurable AI offers, we are able to generate predictions after the end of each quarter based on historical data, […]

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| by Charlie Sheng | No comments

[Blog] Quantitative researcher Dr.Damien Passemier joins Measurable AI as Chief Data Scientist!

After obtaining his PhD in Statistics in France, Damien got a 2 years postdoctoral position at the Hong Kong University of Science and Technology. During his research years, he published several papers on the topic of the Random Matrix theory. After that, he worked as a Data Scientist in several companies, including a horse racing […]

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| by Charlie Sheng | No comments

Malaysia: Tracking Online Consumer Spending amid Covid-19

While the new waves of coronavirus continue to hit the world, consumers have gradually become used to the new norm of working from home and shopping online. The panic buying peak during the first breakouts may have been normalized, but in every aspect of life, the shopping behavior patterns are still changing.  Transaction value in […]

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